Northcrest
Private Wealth Advisory · Est. 1991

Northcrest is an independent, fee-only advisory firm for families, founders, and foundations who measure success in decades, not quarters. No proprietary products. No sales targets. A single fiduciary standard applied to every dollar we steward — $9.4 billion of it, for 240 families.

Three decades, measured plainly

$9.4B
Assets under stewardship
240
Families & foundations served
17 yrs
Average client relationship
1:14
Advisor-to-client ratio
Our approach

Independent bydesign, alignedby structure.

We are not a bank, a broker, or a fund. We are paid only by our clients, which means our advice is shaped by your goals and nothing else.

Fee-only, never commissioned

We earn a single, transparent advisory fee — never a commission, kickback, or referral payment. The only way we grow is by keeping your trust over decades.

Fiduciary on every dollar

We are legally bound to act in your interest at all times, across every account and recommendation — not just the ones a regulation happens to cover.

Open architecture

No in-house funds to sell. We build portfolios from the best institutional vehicles available, chosen on merit and cost, not on who pays us shelf space.

One senior team, for life

You work with a named partner and a dedicated advisor — not a call center. The same people who design your plan answer the phone when markets move.

What we do

A complete officefor complex wealth.

Investment management is the foundation. Around it, we coordinate every moving part of a family's financial life under one roof.

Discretionary investment management

Globally diversified portfolios designed around your risk, liquidity needs, and time horizon — rebalanced with discipline and reported with clarity, never churned for activity's sake.

Tax-aware planning

Asset location, loss harvesting, and capital-gains timing engineered to keep more of every return. We coordinate directly with your accountant so nothing falls between the cracks.

Estate & legacy design

Trusts, gifting strategies, and succession plans that transfer wealth — and values — to the next generation with intention and minimal friction.

Philanthropic strategy

Donor-advised funds, private foundations, and giving plans structured for impact today and tax efficiency for years to come.

Risk & insurance review

An independent audit of how your wealth is protected — liability, life, and longevity — with no policy to sell at the end of it.

Independent — and held to the highest external standards

CFA InstituteFiduciary StandardGIPS CompliantSIPC MemberISO 27001
In our clients' words

The relationships outlast the markets.

After selling our company, we were courted by every private bank in the country. Northcrest was the only firm that started by asking what we wanted the money to do — then built everything backward from that answer.

M
Margaret Ellison
Founder, after a 2014 exit · Client since 2015

Through 2008 and again in 2020, they never once chased a headline. They called, walked us through the plan, and told us to do nothing. That steadiness is the whole reason our capital is intact.

D
David Thorne
Third-generation family principal · Client since 2003

Our foundation needed an advisor who understood both endowment investing and our giving mandate. Northcrest coordinates our portfolio, our grants, and our auditors as if it were one job — because for them, it is.

D
Dr. Aisha Raymond
Board Chair, the Raymond Family Foundation

What prospective clients ask us first.

Who do you typically work with?

Families, business owners, and foundations with investable assets generally above $5 million. Many come to us after a liquidity event — a company sale, an inheritance, or a career's worth of disciplined saving — when wealth becomes complex enough to warrant a dedicated office.

How are you compensated?

We charge a single advisory fee calculated as a percentage of the assets we manage, billed quarterly and disclosed in writing before you sign. We accept no commissions, product fees, or third-party payments of any kind. Our incentive is simply to grow and protect your wealth.

Are you actually a fiduciary?

Yes — at all times, on all advice, for every account. We are a registered investment adviser bound by the fiduciary standard, not the looser suitability rule that governs most brokers. We put that commitment in writing.

Where are my assets held?

Your assets are custodied at an independent, institutional custodian in accounts titled in your name — never at Northcrest. We are granted authority to manage and report, never to take possession of your money.

Will I always speak to the same people?

Yes. You are assigned a lead partner and a dedicated advisor who know your full picture. With one advisor for every fourteen relationships, you reach a principal who knows your name — not a rotating service desk.

How do I begin?

It starts with an unhurried conversation — no cost, no obligation. We listen, review your situation, and only propose a relationship if we are genuinely the right firm for your goals. If we are not, we will tell you.

Begin a conversation that lasts a generation.

Request a private, no-obligation introduction with a Northcrest partner. We will spend the first hour understanding what your wealth is for — and only then talk about how we would manage it.