Tide
Commission-free investing

Tide is the investing app for people who'd rather build a portfolio than babysit one. Buy stocks and ETFs commission-free, automate the part you'd skip anyway, and see every dollar working on one calm screen instead of twelve red ones.

  • $0 commission, every trade
  • Start with $1
  • CIPF-protected accounts
$ npx create studio
→ resolving design system…
✓ tokens compiled
✓ deployed to production

Built on the rails that move regulated money

PlaidStripeInteracApex ClearingEquifaxDriveWealthPlaidStripeInteracApex ClearingEquifaxDriveWealth
Why Tide

Everything you need to start.Nothing you don't.

Most brokers bury investing under order tickets, margin upsells, and jargon nobody asked for. Tide keeps the three things that actually compound money: buy good assets, keep buying, and never pay a fee to do it.

Commission-free trades

Buy and sell stocks and ETFs with zero commission and no monthly account fee. The price you see is the price you pay — no per-trade nibble quietly eating your returns.

Fractional shares

Own a slice of a $900 stock for five dollars. Tide splits any share to the penny, so a diversified portfolio doesn't wait on a five-figure balance.

Auto-invest on autopilot

Set a weekly or monthly amount and pick your mix. Tide drips it into the market on schedule, so you average in through every dip without lifting a finger.

Recurring round-ups

Round every card purchase to the next dollar and invest the change. Tuesday's $4.20 coffee quietly becomes index-fund money by the weekend.

One clear portfolio view

Holdings, dividends, cost basis, and realized gains on a single screen — color-coded, plain-English, and finally calm enough to look at over breakfast.

Real human support

Stuck on a transfer or a T5 tax slip? Message a licensed Canadian rep in-app and reach a person, not a chatbot stuck in a loop.

The numbers behind the calm

$0
Commission per trade
$1
Minimum to start
9,000+
Stocks & ETFs
60 sec
Median time to fund
Inside the app

Built to be checked once a month.

No leaderboards, no confetti, no streaks to keep alive. Four screens that tell you what you own, what it's doing, and nothing you didn't ask for.

Home

Today

One number up top: where you stand. Below it, what moved and why — in a sentence, not a candlestick storm.

Automation

Auto-invest

Your schedule, your split, and the next run date. Pause it for a month or change the amount in two taps.

Portfolio

Holdings

Every position with cost basis, gain, and dividend yield. Tap any one for a plain-language company brief.

Year-end

Tax centre

Contribution room, realized gains, and downloadable slips — filed and ready before your accountant asks.

Go further

Grows up with your money.

Start with your first hundred dollars. When you're ready for tax-advantaged accounts, dividend compounding, and deeper research, it's already in the app — no new platform to learn, no data to migrate.

Tax-advantaged accounts

Open a TFSA or RRSP in minutes and let Tide track your contribution room as you go, so you grow returns tax-free without spreadsheet math or a March surprise from the CRA.

Automatic dividend reinvesting

Turn on DRIP and every payout buys more shares the moment it lands — compounding on quiet autopilot.

Research without the noise

Earnings dates, analyst ranges, and plain-language company summaries — the signal, none of the doomscroll.

Price alerts that respect you

Set a target and Tide pings you once when it hits. No notification spam, no FOMO engineered into your lock screen.

Instant deposits

Link your bank and invest up to $5,000 instantly while the transfer settles in the background.

Trust by design

Your money isguarded, not gambled.

Tide is a regulated brokerage, not a casino in a dark-mode skin. No confetti for losing trades, no payment-for-order-flow steering your fills — just custody you can verify and protection that's actually in writing.

CIPF protection

Eligible accounts are protected up to $1,000,000 by the Canadian Investor Protection Fund if Tide ever fails.

Encryption you can audit

TLS 1.3 in transit, AES-256 at rest, Face ID or fingerprint to open, and a fresh approval for every new device.

Segregated custody

Your assets are held by a regulated clearing partner, walled off from Tide's own balance sheet and creditors.

No payment for order flow

We never sell your trades to a market maker. Orders route for best execution, and we publish exactly how.

From the account holders

People who finally just started.

I'd been meaning to start investing for six years. Round-ups got me in without feeling it, and a year later I have a real portfolio built entirely out of spare change.

P
Priya Sandhu
Nurse, Surrey BC

Every other app felt like a trading floor screaming at me. Tide is one quiet screen that says I'm up 14% and to go live my life. That was the whole ask.

M
Marcus Bélanger
Teacher, Montréal QC

Auto-invest pulls $300 every payday before I can spend it. I haven't logged in to tinker in months, and that's exactly why it's working.

D
Dana Whitecloud
Small business owner, Winnipeg MB
Pricing

Free to invest. Simple to upgrade.

No commissions, no account minimums, no surprise fees buried on page nine. Pay only when you want the extra horsepower.

Core

Everything you need to start building a portfolio.

$0/mo
  • Commission-free stocks & ETFs
  • Fractional shares from $1
  • Auto-invest + round-ups
  • TFSA & personal accounts
  • In-app human support
Most popular

Plus

For investors who want more room and more edge.

$8/mo
  • Everything in Core
  • RRSP & spousal accounts
  • Instant deposits up to $5,000
  • Advanced research & screeners
  • Higher interest on uninvested cash
  • Priority support

Private

For larger portfolios and complex households.

$30/mo
  • Everything in Plus
  • USD & cross-border accounts
  • Tax-loss harvesting
  • Dedicated portfolio specialist
  • Custom estate & beneficiary setup
  • Lowest margin rates

The questions every new investor asks.

Is my money actually safe with Tide?

Yes. Tide is a regulated brokerage, your assets sit with a segregated clearing partner separate from our balance sheet, and eligible accounts are protected up to $1,000,000 by CIPF. Logins are biometric and every new device needs a fresh approval.

How do you make money if trades are free?

From the optional Plus and Private subscriptions, interest on uninvested cash, and stock lending you can switch off any time. We do not sell your order flow, so our incentives stay pointed at your returns instead of a market maker's.

How much do I need to start?

One dollar. Fractional shares let you buy a slice of any stock or ETF, so you can build a diversified portfolio long before you have a five-figure balance.

Can I move my existing portfolio over?

Yes. Transfer an account from another broker in-app and Tide covers the transfer-out fee up to $150. Your cost basis and holdings come across intact, usually within five to seven business days.

What's the difference between auto-invest and round-ups?

Auto-invest moves a fixed amount you choose into the market on a set schedule. Round-ups invest the spare change from everyday card purchases. Run one, the other, or both — together they turn investing into something you never have to remember to do.

Your first share is one tap away.

Open an account in under five minutes, fund it for as little as a dollar, and let the market start working for you tonight. No commission, no minimum, no catch.